Australia's Leaders in Ethical Commercial and Asset Finance
Tailored finance solutions for individuals and businesses
Asset Finance Made Easy!
Islamic-Compliant Finance
Built on profit-sharing - Transparent, ethical, and asset-backed
Fast Pre-Approval
Get assessed quickly so you can keep moving forward.
Tailored Terms
Structured payment plans that work with your business.
Expert Guidance
Work with brokers who understand Islamic finance and local markets.
We’re here to make finance accessible and values-aligned.
Clarity from the start
No jargon, no surprises - just straightforward advice and transparent terms.
*Your* business first
We look at the whole picture, not just the numbers, to find the right solution for you.
Expert advice, never pressure
With access to a wide network of institutional and private lenders, we focus on empowering your financial growth, offering tailored guidance, not sales pressure.
SMSF Property Finance
Build your wealth ethically by investing in property through your Self-Managed Super Fund, without interest or exposure to non-compliant assets
Finance with Integrity: 100% Islamic-Compliant
We offer financing solutions aligned with Islamic principles – no hidden conditions, and no compromise on your values. Our process is profit-based, transparent, and tied to real assets.
What makes it Islamic-compliant?
✅ Structured through ethical profit models
✅ Transparent, contract-backed deals
✅ Every transaction is tied to a real asset
✅ Reviewed in line with Islamic finance principles
Meet Your Finance Partners
Mohamad Kammoun
Director – Islamic Finance Consultant
Mohamad is a senior solicitor and Islamic finance consultant, with over 15 years of experience in Islamic banking and finance. He offers clients practical, Islamic-compliant solutions tailored to their business needs.
Adnan Kammoun
Director – Finance Broker
With over a decade of hands-on experience as a licensed electrician, I’ve built a reputation for precision, reliability, and a strong work ethic in both construction and maintenance. My career has since evolved into the property and finance sectors, where I bring the same attention to detail and client-first approach.
Frequently Asked Questions
Who is Equity Assets Finance?
Equity Assets Finance is Australia’s leading Islamic finance firm dedicated to providing Islamic-compliant asset, commercial, and equipment finance. We offer ethical, financial solutions to help individuals and businesses grow, without compromising their values.
What are our goals?
Our goal is to make finance accessible for all Australians by providing transparent, ethical, and community-focused funding solutions. We aim to empower businesses and individuals to achieve financial freedom while staying true to their faith and principles.
How do we serve the community?
We support our community by offering tailored finance solutions that align with Islamic values. Whether it’s a personal vehicle, a small business needing equipment, a contractor upgrading tools, or a commercial client seeking growth, we’re here to make finance simple and accessible.
What is asset finance?
Asset finance allows businesses to access the equipment, vehicles, or tools they need without paying the full amount upfront. Instead, they pay in instalments, which helps with managing cash flow more effectively.
What types of purchases can asset finance cover?
You can use asset finance for a wide range of business-related purchases, including:
- Vehicles – cars, vans, trucks, or buses
- Machinery – manufacturing or construction equipment
- IT – laptops, servers, and specialist software
- Medical & Dental – chairs, scanners, tools
- Commercial fit-outs – furniture, kitchen equipment, security systems
Who is eligible to apply?
To be considered for asset finance, most lenders look for:
- An active ABN
- At least 6 months of business trading history
- Monthly revenue of around $5,000 or more
- 6–12 months of bank statements
Credit score matters, but many lenders still consider applications with minor issues.
What documents will I need?
Generally, you’ll need:
- A valid ID (driver’s licence or passport)
- Your ABN and business details
- Recent bank statements
- Financial statements or tax returns (in some cases)
Can I refinance an existing asset finance agreement?
Yes. Refinancing could reduce your repayments or help you upgrade to newer equipment — especially if your financial situation or the market has changed.
How fast can I get approved?
Approval times vary, but many applications are assessed within 24–48 hours if the documentation is complete. Some lenders offer even faster processing.
Is asset finance available in an Islamic-compliant format?
Yes, there are Islamic finance options that structure agreements in a halal way, following ethical, Islamically-approved principles. Common structures include:
- Ijara (leasing) – the lender buys the asset and leases it to you for a fixed term. You make regular payments, and ownership may transfer to you at the end.
- Murabaha (cost-plus) – the lender purchases the asset and sells it to you at an agreed profit margin, which you repay over time.
- Musharakah (partnership) – you and the lender jointly own the asset and gradually transfer full ownership to your business through instalments.
- Mudarabah (profit-sharing) – more common in investment or working capital, but in some cases may be applied to financing arrangements where one party provides capital and the other manages the asset.
If Islamic finance is important to you, let us know during the consultation and we’ll ensure you’re matched with lenders who offer fully Islamic-compliant options.